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Cash Management and Budgeting


I Don't Need Cash Management - 

I Know How To Manage My Money!

If this is true than you should answer yes to these questions.

  1. My family has a savings account?
  2. My family can operate comfortably for three months without a paycheck?
  3. My credit card debt is less than $6,000?


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Why Cash Management

Cash management and budgeting is a fundamental part of financial planning. If you don't have adequate sources and availability of discretionary cash flow, many otherwise brilliant financial decisions cannot be implemented.

We use cash management and budgeting to ensure that you have enough cash and other liquid assets


to conduct ongoing family operations, 

bulletto have an adequate emergency fund to meet unforeseen contingencies,
bulletto minimize unproductive assets, and
bulletto prevent shortages of liquid assets from becoming a problem.


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Budget Control


Program will establish spending goals and limits.


Control discretionary expenditures.


Help you live within your means.

Cash Flow Management

bulletIdentify cash flow problems.
bulletReview expenditures and debt structure.
bulletHelp you cope with periods of negative cash flow.

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Last modified: December 17, 2010